Car Accident Report

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After an accident, an expert is often commissioned to precisely determine the amount of the repair costs or claims for damages. Much damage after an accident is not recognizable at first glance, the damage is often not visible. An accident report is usually commissioned by the insurance company, often it is not only about the amount of the damage, but also about the question of guilt.

An expert is also commissioned with an accident report for other damages. This can be, for example, damage not caused by fault, such as hail damage.

An accident report determines the exact value of the vehicle. This can be necessary for various reasons:

• After an accident
• Before selling the vehicle
• Before buying a used vehicle

In any case, the vehicle is carefully inspected. Many criteria play a role here. The report is prepared in writing by an independent expert and comprises several pages, pictures are also taken. At the end, the exact value of the vehicle is recorded. When buying and selling, you should consider whether a report is worthwhile, as you usually bear the costs alone. However, a report is much more precise than the Schwacke list, DAT or the assessment via an online portal.

Experts are always bound to a certain procedure, therefore their assessment is precise and comparable. Depending on the purpose of the report, you can choose between a short report and a full report. As the name suggests, the short report is much shorter.

Car Damage Report

What does a car expert do?

An expert takes a closer look at the damage to the vehicle and documents all defects that were demonstrably caused by the accident. On this basis, the effort and value of the repair are estimated. This estimate serves the insurance company for claims settlement. A report is not to be compared with a cost estimate from a workshop. In some cases, the damage exceeds the value of the vehicle, then the expert determines the replacement value and the residual value of the vehicle after the accident. A report thus covers all follow-up costs.

How is a report created?

The vehicle is carefully examined, defects, previous damage, the condition and many other aspects are taken into account. Everything is documented and assessed. Usually, a profile of the car is created, which includes the basic data of the vehicle (year of construction, model, kilometers driven, etc.), technical data, equipment, description of the damage and necessary repairs, their costs and time, previous damage and much more.

When is a car expert called in?

Generally after an accident. Normally, the insurance company will inform you whether a report is necessary or not. This applies to both the injured party and the person who caused the accident. Check with your insurance company, they can also give you information about the costs of a report and their coverage.